Finance Calculator

Garden Room Finance

Green Retreats now offer flexible finance options on all garden room products. Whether you're looking for a garden gym, office or studio space, our finance options allow you to explore the options of spreading the cost of your garden room over between 3 and 10 years in monthly instalments.

Finance Calculator

Use our finance calculator below to get a clear understanding of the finance options available to you for your garden room project.

For any assistance, you can call our friendly and knowledgeable team on 01296 325777. Alternatively, why not LiveChat with us between 9am - 5pm during the week, 9am - 4pm on Saturdays and 10am - 4pm on Sundays.

0% interest-free credit now available on Basebox




Enter the full price of your desired garden room

Enter the full price of the garden room you are looking for using the slider, or by typing in the value.
Check the Finance Breakdown to see how this changes your Monthly Repayments.


20%Deposit (minimum 20% deposit).

Toggle to your desired deposit amount. The minimum deposit is 20% of the building cost amount.
Check the Finance Breakdown to see how this changes your Monthly Repayments.


Choose your Loan Period from either 36 months (3 years) 48 months (4 years) or 60 months (5 years), depending on what suits you.
Check the Finance Breakdown to see how this changes your Monthly Repayments.


Representative Example

Finance Not Reached

We can only loan a maximum of £50,000, so please increase the deposit respectively.

Loan Amount:
Exceeds maximum borrowing
Increase Your Deposit By:
Finance Not Reached

We need a minimum of £3,000 to loan, so please decrease the deposit respectively.

Loan Amount:
Minimum borrowing not reached
Decrease Your Deposit By:
Representative APR
11.9% APR
Annual Rate of Interest
11.9% APR
Agreement Duration
36 months
Deposit Amount
Total Amount of Credit
Total Amount Payable
36 monthly payments of

Green Retreats Limited FRN: 784443 are authorised and regulated by the Financial Conduct Authority. We are a credit broker not a lender – credit is subject to status and affordability, and is provided by Mitsubishi HC Capital UK PLC. Terms & Conditions apply.

A £300 holding deposit is required to secure your chosen installation date and is deducted from your chosen deposit amount (minimum 20%) six weeks prior to your garden room base installation date.


Finance Example
Cash Price £20,000
Agreed duration 36 Months
Annual rate of interest 11.9% p.a. fixed
Representative APR 11.9% APR
Deposit £4,000.00
36 monthly payments £526.05
Total amount credit £16,000.00
Total amount payable £18,937.80
Eligibility Requirements
  • Applicant must be 18 years or over
  • In permanent paid employment (over 16 hours a week), retired and receiving a pension, be a house person with a partner in permanent paid employment or be self-employed;
  • Permanent UK resident (minimum of 12 months);
  • Be able to provide acceptable proof of address and proof of signature;
  • Make payments by direct debit
  • We’re sorry but we don’t currently offer finance to business customers. Product must be for personal use.

Finance Applications

How do I apply for finance?

There are a variety of options when it comes to your garden room finance application with Green Retreats:

  • Call us on 01296 325777 to discuss your finance options and start your finance application.
  • Visit our showrooms to discuss and process your finance application – by appointment only.

Finance applications can take a little while to process, so be sure to give yourself a couple hours to both design your building and allow for the finance application.

Proof of Signature

What we need for your finance application

To process your finance application we will need to provide Novuna with a proof of signature. Proof of signature is a form of identification that we can obtain from:

  • Credit or Debit Card (in date)
  • Photo Driving License (in date)
  • Passport
  • Police Warrant Card
  • H.M. Forces Identity Card
Proof of residency

If the building is being delivered to a different address, you will need to provide proof of residency

What is an acceptable form of proof of residency?

  • Driving Licence with your current residential address (in date)
  • Bank or Building Society statement dated in the last 3 months at your current residential address
  • Public Utility Bill dated in last 3 months with your current residential address
  • Official Document (e.g. Pension Book) your current residential address

Finance FAQs

The first payment is a £300 holding deposit which secures your chosen installation date. The remainder of your deposit amount is due 6 weeks before your chosen installation date.

Applicants must be 18 years or over, in permanent paid employment (over 16 hours a week), retired and receiving a pension, be a house-person with a partner in permanent paid employment or be self-employed, have a permanent UK address (minimum of 12 months), be able to provide proof of address and signature and make payments by direct debit.

Your monthly repayments will begin one month after your purchase has been delivered.

No. There are no arrangement fees or hidden extras.

Credit scoring is the process used by financial services companies to evaluate the credit risk of new applicants.. Credit scoring works by awarding points for each answer given on the application form such as age, income and occupation, together with information obtained from credit reference agencies.

This information allows consistent decisions to be provided, ensuring all applicants are treated fairly. Credit scoring does not discriminate on the grounds of sex, race, religion or disability.

Yes. We acknowledge that circumstances change and just because a previous application has been refused, it does not mean that a further request will automatically be turned down. We do suggest however, that you leave at least 6 months between applications.

In order to safeguard against fraudulent applications, we regret that we’re able only to deliver goods to the home address of the applicant.

Yes – you can settle your balance, in full or partially, at any time. There are no penalties for either option. If you settle the balance in full, you will be charged interest up until the date you settle + an additional 30 days. If you settle part of the balance, this will reduce the term and interest payable on the agreement. The direct debit amount will be unchanged. Alternatively, you can take a payment holiday until the value of the agreement has been used.

Book a call back about finance with us

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Buckingham Showroom Address

Green Retreats Showroom, Street 2, Avenue A, Westcott Venture Park, Westcott, HP18 0XB.

Opening Hours

Monday – Friday: 9am – 5pm
Saturday: 9am – 4pm
Sunday: 10am – 4pm

London Showroom Address

Green Retreats Showroom, 15 York St, Twickenham, TW1 3JZ..

Opening Hours

Monday – Friday: 9am – 6pm
Saturday: 9am – 6pm
Sunday: 9am – 6pm

Visit Our Showrooms

With 2 showrooms you can view our products in a natural setting. Our prime Westcott showroom showcases 19 fully-furnished building models. The Twickenham showroom has our 3 most popular buildings on display.

  • Please enter the first part of your postcode so we can calculate shipping.

Building Measurements

You can get a great idea of how your new garden office will look by using the 360 degree rotating viewer.

Also compatible with mobile and tablet devices


Design Your Building

Start designing your garden room today using our online Visualiser tool. You’ll be able to choose your style, size, finishes and get an accurate cost.

Design Your Building